When you shop for a mortgage loan, you have certain rights that are guaranteed by the federal government’s Consumer Financial Protection Bureau. Knowing your rights will help you get the best loan possible.

You have the right to:

1. Receive equal treatment by the lender, so that a credit decision isn’t ...

Home prices have been rising for over seven years, and mortgage interest rates for five years. Should you wait to buy a home? The numbers say no.

According to the National Association of REALTORS®, the median existing home price is more than $250,000, the highest it’s ever been ...

FICO scores, the Fair Isaac Corporation credit-scoring system, are used by lenders to determine your creditworthiness. The lower your scores, the more risk you pose to lenders, resulting in higher interest rates or loan denial.

Scores fluctuate for many reasons, including your debt-to-income ratio, making minimum payments only, credit inquiries ...

National average 30-year fixed rate mortgage interest rates have been close to or well under four percent for nearly a decade. They should stay that low forever, right?

Don't bet on it. Low unemployment, rising salaries, fears of inflation and an increasing federal deficit are among many reasons why ...

 Just as your Berkshire Hathaway HomeServices network professional wants you to be successful in your quest to buy a home, so does your mortgage lender, which means being ready to compete in a fast market.

A good lender will get you preapproved for a loan before you make an ...

You’ll pay a little more for a fixed rate mortgage for the peace of mind that your principle and interest payment will never increase but that’s not always the most appealing choice for some homebuyers.

The longer you intend to stay in your home,–generally five years or more–the safer ...

Hot housing markets are seeing entry-level homes sell over list price and with multiple offers. So what you can you do to compete?

Meet minimum loan standards: FHA loans are guaranteed by the Federal Housing Agency. You can get a loan with a 3.5 percent down-payment if you ...